Compare funding paths

These pages answer the questions owners actually type: which product is cheaper, faster, or even available for this use. They are not lender rankings.

Fundember Editorial · Reviewed August 2026 · Methodology

• SBA loan vs business loanCost and term vs speed. The most common first fork.
• SBA 7(a) vs SBA 504General purpose vs real estate and equipment.
• Term loan vs line of creditLump sum vs revolving access. Use case decides.
• Debt vs equityKeep ownership and repay, or sell a piece of the company.