Fundember

PayPal Business Loan

LoanBuilder by PayPal — term loan for small businesses

Fundember may receive compensation when you apply for or obtain financing through certain partners. This does not change the funding options we recommend based on your profile.

Eligibility information sourced from: LoanBuilder.com · Reviewed: August 2026

$1K – $150K
Loan range
1–3 business days
Typical funding
$42K / year
Min. revenue
9 months
Min. time in business

Product summary

PayPal Business Loan (LoanBuilder) is a fixed-term small business loan with weekly payments. It's designed for established small businesses that need working capital, inventory financing, or short-term growth capital. The application is completed online and PayPal claims most decisions are made quickly.

Published eligibility criteria

Annual business revenueAt least $42,000
Time in businessAt least 9 months
Personal creditNo minimum stated publicly (550+ estimated)
Business typeFor-profit U.S. businesses

Eligibility criteria are sourced from publicly available information and may change. Verify current requirements directly with PayPal before applying.

Who may find this a fit

Business 9+ months old
Annual revenue $42K+
Working capital or inventory need
Need fast access to capital (1–3 days)
Amount needed under $150K

Who may not find this a fit

Businesses under 9 months old
Pre-revenue businesses
Need more than $150K
Real estate purchases
Looking for longest possible repayment term

Check eligibility with PayPal

Fundember may receive compensation if you apply for or obtain a PayPal Business Loan. This does not affect our recommendations.

Check Eligibility With PayPalGet my Funding Fit first

Fundember is an independent funding discovery platform and is not affiliated with or endorsed by PayPal. All eligibility information is sourced from publicly available provider information and is provided for informational purposes only. Terms, rates, and eligibility are determined by PayPal and may change without notice.